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EKONOMI LOKAL DI ERA GLOBAL: DARI POTENSI DAERAH MENJADI NILAI EKONOMI

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Transformasi Nilai Tambah melalui Manajemen, Akuntansi, dan Konektivitas Pasar Kanisius Teobaldus Deki Dosen Etika, Komunikasi, dan Hukum Bisnis | Ruteng, Nusa Tenggara Timur Abstract This conceptual article examines how regional resource potential can be transformed into economic value in an increasingly integrated global economy. Drawing on literature and descriptive economic figures cited in an STIE Karya academic address, it connects endogenous development, local and global value chains, managerial capabilities, and accounting information. The analysis argues that natural and cultural assets do not automatically generate welfare unless supported by processing, innovation, standards, market access, business organization, and trustworthy governance. In East Nusa Tenggara, potential value-added activities span agriculture, fisheries, tourism, weaving, and creative industries. A five-stage framework is proposed: identifying local advantages, building capabilities, creating valu...
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CU SEBAGAI “RUMAH PEMBERDAYAAN”: TELAAH FILOSOFIS TENTANG KOPERASI KREDIT SEBAGAI GERAKAN EKONOMI DAN TRANSFORMASI SOSIAL

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  Kanisius Teobaldus Deki STIE Karya-KSP Kopkardios Abstract Credit Unions (CUs) are often understood primarily as financial institutions providing savings and loan services to their members. Such an understanding, however, does not fully capture the essence of the Credit Union movement. Philosophically, a CU is an association of persons founded on trust, solidarity, education, responsibility, and self-help. This article aims to examine the Credit Union as a “house of empowerment” through ontological, anthropological, epistemological, axiological, and social-ethical perspectives. The study employs a literature review with a philosophical-critical approach to literature on Credit Unions, cooperatives, empowerment, liberation education, and Credit Union practices in Indonesia. The analysis shows that the essence of a CU lies not primarily in the accumulation of capital but in people who associate themselves and empower one another. Financial capital is positioned as a means, whil...
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